The terms that appear on a Florida foreclosure auction listing, defined once. Most come from Chapter 45 of the Florida Statutes or from the county’s official record of the property.
The document filed after the auction confirming the sale. Filing it cuts off the mortgagor’s right of redemption (Fla. Stat. 45.0315) and starts the 10-day objection window. It does not transfer ownership.
The document issued after the objection window closes. This is what actually transfers ownership to the winning bidder.
What the court determined is owed. Not the property value and not a reserve price.
The county’s assessment of a property’s market value, on official record.
The value used to calculate property tax. Florida assessment caps mean it can be significantly lower than just value on a long-held property.
Assessed value after exemptions are applied. It is the figure tax is actually charged on.
The most the foreclosing party has indicated it will bid at the sale.
A mortgagor’s right to reclaim the property by paying what is owed. In Florida it is cut off when the certificate of sale is filed - there is generally no post-sale redemption period.
The instrument conveying a property sold at a Chapter 197 tax deed sale, held because property taxes went unpaid. Conveys subject to certain surviving liens.
A sale that was scheduled and then moved or cancelled. Common causes include bankruptcy filings, payoffs, settlements and court order. Reset sales frequently return to the calendar later.
The heated, finished square footage of the structure as published on official record. Not the same as total area under roof.
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